Posts filed under: Debt

As a millennial, it’s no secret that life can be quite difficult. Rising school costs, the threat of student loan debt, and a very unpredictable job market are among your chief concerns.  So why not ask for Christmas gifts that can help ease your financial burden as you work to take control of your finances and your life? Spending time with loved ones is obviously the most important part of the holidays. However, family and friends love to get each other gifts, especially gifts that are insanely useful.  Here are the gifts that you should ask for as a millennial. And if you’re...
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This post may contain some affiliate links. See my disclaimer for more information. A lot of us these days (me included) feel so strapped for time that we don’t think we have the time to fix financial holes in our budgets. Truth be told, it takes work to get your finances under control and sometimes it......
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I will never forget the very first moment we added it all up. My student loans, plus my fiance’s. As we looked at the final number, my eyes grew wide and filled with tears. $90,000 in debt? What were we going to do? My then-fiance and I are both financially responsible, risk-averse, wise people. We dislike debt, work hard, and save money. But private college is EXPENSIVE, and a story like ours is not unusual for people our age. We got married in July of 2016, saddled with this huge amount of student loan debt, with one goal: Pay it off! After...
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Hey All! Today I’ve got a great guest post from Mrs. Picky Pincher! Mrs. Picky Pincher is the blogger and money-saving maven at Picky Pinchers. She writes about living the good life while paying off $225,000 of debt. Enjoy and comment! When I announced my engagement in October of 2014, family and friends were elated. And......
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If there is one thing extremely valuable that I have learned when it comes to personal finance is that not everything will work for everyone. That applies to paying off debt as well. As of June 2017, the total collective American revolving credit card debt surpassed the previous high of $1.02 trillion set in April......
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My family and I just got back from our yearly week-long trip to Colorado. We love going out to Colorado, partially for the amazing views and partially to visit our awesome family. This year the highlight of the trip was hiking a trail called Devil’s Head Lookout. It’s a fire lookout tower on the front range of the Colorado Rocky Mountains. It has some of the most spectacular views I’ve ever seen....
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A while back, my wife and I had a "little" problem in our home. We had some mice. Not a mouse...mice...as in more than one, which I guess is normal. It was dirty and annoying! Looking back on the situation, it gave me some valuable lessons in personal finance that I will never forget. I’m not sure how my brain connects catching a mouse with personal finance, but stick with me here....
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For many Americans, debt is a fact of life, particularly if you have a college or graduate school degree. From student loan debt to mortgages to car loans to credit card debt, there are numerous types of debt that you may find yourself in — any of which may have a high-interest rate. The question then becomes when you should take the next step of refinancing that debt in order to reduce your interest rate....
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This week, I've got a guest post from Donald Weber! Attending college is expensive — a fact that I have learned first-hand, like many other students. My parents have saved throughout my life to help me get a degree, yet the rising cost of tuition means that I still have to take out loans. But in order to get the best possible start in life after graduation, I have worked hard to minimize my student loan debt. Read on to learn my strategies, and join me in reducing student loans....
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As a personal finance writer—and manager of my own finances—I’m always on the look out for more ways to either save or earn more money....
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