For many Americans, debt is a fact of life, particularly if you have a college or graduate school degree. From student loan debt to mortgages to car loans to credit card debt, there are numerous types of debt that you may find yourself in — any of which may have a high-interest rate. The question then becomes when you should take the next step of refinancing that debt in order to reduce your interest rate....
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Predicting the future—something many people try and do from your average person, stock market gurus, and all the way up to Presidents and country leaders. Predicting the future generally rides on educated guesses. But did you know your finances can help you predict the future? A lot of complaints I hear about saving for retirement (including from myself) surround the uncertainty of the future. I hear things like “you aren’t guaranteed tomorrow” or “there might be another stock market crash.” While these complaints are completely understandable, they really shouldn’t be anything to worry about....
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This week, I've got a guest post from Donald Weber! Attending college is expensive — a fact that I have learned first-hand, like many other students. My parents have saved throughout my life to help me get a degree, yet the rising cost of tuition means that I still have to take out loans. But in order to get the best possible start in life after graduation, I have worked hard to minimize my student loan debt. Read on to learn my strategies, and join me in reducing student loans....
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I think we’ve all heard the saying that “money doesn’t grow on trees.” This phrase was commonplace when I was growing up both in, and even more so, outside the home. That’s why I was so intrigued when I was approached to review “It is Only Money and It Grows on Trees!” by Cara MacMillan. The title is captivating and makes you wonder just what Cara has up her sleeve....
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  • Personal Finance Lessons I Learned From Mowing My Lawn
This post first appeared on VTX Capital. Have you ever mowed a lawn before? Do you mow one now? How about when you were younger? With a wife and two little girls in the house, sometimes I go out and mow the lawn whether it needs it or not!  All joking aside, it’s nice to......
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There have been times in my adult life where I’ve been kind of burnt out managing my money. For the most part, I love budgeting and looking over my money almost all the time. There are times, though, that I just don’t want to do it. I don’t feel like entering in my receipts. I......
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Life has an unfortunate way of spinning out of control. Certain areas fall by the wayside and some areas are brought to the forefront of our attention whether we want them there or not. There are things like sudden health issues like cancer, a divorce, having a child, or losing a job that can really......
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Have you ever been in a job and felt trapped? Maybe you felt like you were stuck there because you didn’t think there was anything better out there. Maybe you didn’t think you were good enough for a new position. Feelings of bitterness and hopelessness quickly follow those types of feelings. I was stuck in......
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There are some people in this world who seem like they need no inspiration or motivation at all. People like Tony Robbins, Zig Ziglar, or Stephen Covey seem to have either a natural, constant energy or a wealth of information on staying inspired (or both!). Then, there’s the rest of us that require some sort......
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