All posts by: Tim

Hey y’all! Since I just bought a home, I wanted to try something a little different this week. I’ve got a fun guest post on home gadgets written by Angela Pearse. Angela is a blogger for Zumper who frequently combines travel with freelance writing. She’s passionate about Art Deco hotels, historical novels, Netflix, hiking and healthy......
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How often do you look at your budget? I’m not just talking about looking at it with your eyes only, but really looking at it. My wife and I recently bought a new house, and because of that, I’ve had to pay a lot closer attention to my budget than I have been as of late.......
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Ah, the American dream—to be able to live with life, liberty, and the pursuit of happiness. Part of the American Dream has always been owning your own home, but that was set in stone before people were funding their own retirements. For almost all of us, a house is going to be the biggest purchase......
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I’ve been studying personal finance—and helping people budget—for the better part of 15 years. In that time, the number one reason that people seem to struggle with their finances is their motivation and mindset. Motivation is one of the biggest hurdles we encounter when we want to reach any goal. We’ve all been there. We......
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Confession. I want a new car. Sometimes that comes in the form of wanting a brand-spanking-new vehicle without any miles on it. Other times I want to simply upgrade to a newer used vehicle. But the more I think about wanting a new car, the more I think about how I don’t want a new car payment. Here are 5 things you can do to keep your car like new and avoid wanting to buy a new one....
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When you are trying to get your financial life in order, it is very easy to start pinching pennies. It’s easy to become cheap. It’s way too easy to overcompensate and not spending any money in order to try and control your money. But as I’ve written before, balance is key. If you go from spending money......
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Have you ever been in a job and felt trapped? Maybe you felt like you were stuck there because you didn’t think there was anything better out there. Maybe you didn’t think you were good enough for a new position. Feelings of bitterness and hopelessness quickly follow those types of feelings. I was stuck in......
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Budget burnout is a very real thing. You get the motivation to make some changes, make some progress for a few months, and then burn out from the effort you’re putting in. After a few months, you feel like spending money and don’t feel like doing anything to track or take care of your finances. What’s worse......
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A great manager is a great coach. And a great coach has methods that relate directly to personal finance. At the end of April 2017, my manager left the company where I am employed. At the time, I had worked under him for almost all of my career at my current company. Honestly, he’s probably......
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Budgeting on a variable income can be a beast. There isn’t any normalcy. You aren’t sure if you’re going to make enough money this week to pay your bills. Things can feel really uncomfortable trying to budget when you’re not bringing home the same amount every paycheck. You may have even given up on budgeting because it seems too difficult.  If you’re not getting paid the same amount of money regardless of how many hours you work, I’ve got some hope for you....
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