I will help you manage your money in a way that is simple and actually works.

"When my husband and I decided we wanted to buy a house, we took a look at our finances and knew we were in a position to do it. We reached out to a mortgage lender, and got approved for much less than what we thought we could afford with a not so great interest rate. We weren’t sure what to do, but we knew we couldn’t move forward in our current situation.

We tried saving a little every month, and just felt like we weren’t making any real headway. We realized that we had too many small debts. Having to pay so many different lenders every month was getting us nowhere. We knew we had to do something different. I read an article posted by Tim called “The Best Way to Pay Off Debt with Little (or no) Extra Money” regarding the snowball method, and we immediately implemented this in our budget.

After a year of using the method, we paid off 5 credit cards and 3 small loans. After speaking with another mortgage lender, we got approved for $70K more than the year before and the interest rate was 1.5% lower than initially quoted. We ended up closing on 7/22/19! Thank you to Tim for helping us make small monthly changes that amounted to a world of positive change for us!"